Florida

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Hialeah, Florida CD Rates – 6-Month

You are viewing rates from banks across Hialeah





Below are the best six-month CD Rates from banks with branches in Hialeah, Florida . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Hialeah, FL - August 2, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 0.01% → 4.50%

Rate History: 4.50% → 4.75% → 4.50% → 4.30% → 4.50%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 4.65% → 4.86% → 4.75% → 4.50% → 4.40%

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

| Dec 2, 2022

No such limits as referred to by Jonathan. Perfectly Happy with service and keep adjusting the rate! Read More

Rate History: 5.15% → 5.25% → 5.15% → 4.75% → 4.20%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 5.25% → 4.50% → 4.35% → 4.25% → 4.00%

Early Withdrawal Penalty is 90 days interest.
Rate History: 5.20% → 5.00% → 4.50% → 4.25% → 4.00%

| Dec 27, 2022

They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More

Rate History: 4.40% → 4.25% → 4.15% → 4.00% → 3.90%

| Apr 14, 2020

I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 4.65% → 3.75% → 3.50% → 3.25% → 3.00%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%

| May 19, 2018

Experience Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 1.50% → 1.50%

| Aug 30, 2023

Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Jul 31, 2017

Outstanding bank, management and client service. Well run and financially very strong Read More

0.45%

$10,000

10.95

Learn More

| Aug 19, 2021

Best Service! Read More

0.40%

$10,000

20.06

Learn More

0.35%

$100,000

20.15

Learn More

0.30%

$10,000

6.62

Learn More

0.30%

$10,000

20.15

Learn More

0.25%

$10,000

8.21

Learn More

| Jul 22, 2021

This is a criminal lender and the worst bank. They merged with CenterState Bank.. They have made our lives miserable with a wrongful, fraudulent foreclosure. We will be starting a Website with all of the ... Read More

| Jul 31, 2016

This Danny Burgess from Dalton. Ha. 30720 I am nominee next to kin. To Mrs. Endriani pipper and beneficidery. With your bank I want know. If you have received. The letter of funds release sent to ... Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Dec 30, 2018

Garden14 Read More

0.10%

$10,000

20.04

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0.10%

$10,000

17.11

Learn More

| Nov 15, 2020

Do they? Read More

| Sep 12, 2023

Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Hialeah, FL - August 2, 2025


Branch Street City State
Regions Bank
Homestead Branch
2700 Ne 8 Stret Homestead FL
Finworth, a division of InsBank
Coral Gables Branch
1220 Ponce De Leon Boulevard Coral Gables FL
Pacific National Bank
Coral Gables Branch
255 Aragon Avenue Coral Gables FL
Valley National Bank
Valley National Bank Branch
550 Biltmore Way Coral Gables FL
Regions Bank
Homestead Branch
2700 Ne 8 Stret Homestead FL
Beal Bank USA
Miami I Branch
2610 Ponce De Leon Boulevard Coral Gables FL
BankUnited, National Association
The Falls Branch
12151 South Dixie Highway Pinecrest FL
Banesco USA
Banesco Usa Branch
150 Alhambra Circle, Suite 100 Coral Gables FL
HSBC Bank USA, National Association
Pinecrest Branch
9469 South Dixie Hwy Miami FL
Bank of America, National Association
Florida City Branch
33450 S. Dixie Hwy Florida City FL
Citibank, National Association
Citibank, National Association Branch
11199 S.W. 152nd Street Miami FL
TD Bank, National Association
Homestead Branch
2495 Ne 8th Street Homestead FL
Wells Fargo Bank, National Association
Homestead Branch
1101 North Krome Avenue Homestead FL
Amerant Bank, Formerly Mercantil Bank
Mercantil Commercebank, National Association Branch
13650 Southwest 131 Street Miami FL
JPMorgan Chase Bank, National Association
Florida City Banking Center Branch
33390 South Dixie Highway Florida City FL
FirstBank Puerto Rico
Pinecrest Branch
9795 South Dixie Highway Pinecrest FL
Interamerican Bank, A FSB
Kendall Branch
10807 Sw 72 Street Miami FL
Amerasia Bank
Miami Branch
4601 N.W. 72nd Avenue Miami FL
Helm Bank USA
Helm Bank Usa Branch
999 Brickell Avenue Miami FL
Banco do Brasil Americas
Banco Do Brasil Americas Branch
800 Brickell Avenue Miami FL
Sunstate Bank
Sunstate Bank Branch
20351 Old Cutler Road Miami FL
Banco do Brasil Americas
Banco Do Brasil Americas Branch
800 Brickell Avenue Miami FL
Grove Bank & Trust
Palmetto Bay Branch
14695 South Dixie Highway Miami FL
SouthState Bank, National Association
Florida City Branch
302 W. Palm Drive Florida City FL
City National Bank of Florida
Pinecrest Branch
11675 South Dixie Highway Miami FL
First Horizon Bank
Homestead Boulevard Branch
600 North Homestead Boulevard Homestead FL
Anthem Bank & Trust
Anthem Bank & Trust Branch
1000 Brickell Ave, Suite 501 Coral Gables FL
First American Bank
95 Merrick Way Br Branch
2295 Galiano Street Coral Gables FL
Centennial Bank
Coral Gables Branch
121 Alhambra Plaza Suite 151 Coral Gables FL
TD Bank, National Association
Homestead Branch
2495 Ne 8th Street Homestead FL
Bank OZK
Coral Gables Branch
1220 Ponce De Leon Boulevard Coral Gables FL
First-Citizens Bank & Trust Company
Coral Gables Main Office Branch
250 Palermo Avenue Coral Gables FL


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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